Self-Funded Health Plans with Custom Design Benefits

Get Better Results by Making the Switch

Fight Back Against Rising Costs with Self-Funded Plans

Every year it's the same dance around renewal time: Your health plan premiums increase and you try to balance what's right for your employees against what's right for your company. But you can achieve both without losing service or quality of care. With 30 years of experience in health plan administration, we can show you how to step outside of the traditional, fully-insured box.

Better Plans, Better Programs, Better Outcomes

Self-Funded Health Plans

Self-funded plans shift expenses from administration to actual programs, and savings can fund stop-loss insurance. We can also create a hybrid plan that blends fully-insured and self-funded to best meet your needs.

Learn more: Why Self-Funding

Third-Party Compliance Administration & Support

CDB's dedicated team of experts in Compliance, COBRA Administration, Short-Term Disability, FMLA, and Leave Management provides the experience required to navigate a complex regulatory landscape.

Learn more: ASOs, TPAs and Burgers

Custom Flex Services

We help employers complement their health plans with services like Flexible Spending Accounts (Medical, Dependent Child Care, Adoption, Transportation), Health Savings Accounts, and Health Reimbursement Arrangements.

Learn more: Healthcare Spending Account FAQ

Cost Containment

CDB wrote the book on cost containment when we created TrueCost, a nationally recognized reference-based pricing plan with a copay-only plan design. We continue to seek new ways to offer even more.

Learn more: TrueCost is a Win-Win-Win

Hear What Our Clients Have to Say

We went from having an artificially high bill to Custom Design Benefits doing reference-based pricing. Their TrueCost program brought some honesty to a barely transparent system.

Bob Rack, President

Holland Roofing Group

“Our employees love the plan and we get great customer service.”

“The combination of efforts has afforded us a 28% reduction in prescription drug costs.”

“We built a system that is better for the company and better for our employees.”

Our Promise: Better Service

We've built our reputation on service, and that starts with our people. But we also have helpful tools for 24/7 access to important information at your convenience, not ours.

Executive Analytics is a powerful data analytics technology that provides reports, dashboards, and financial and utilization trends for your plan, along with benchmark comparisons.

Employer Portal provides detailed claim information, and its self-service interface allows employers to add new members, request ID cards, and more.

Member Portal allows employees to review the status of claims and explanation of benefits, as well as view, print, or request ID cards. Members can also communicate directly with someone from CDB.